If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
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1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| Commonwealth Central Credit Union 2 Year CD Account |
0.60%
Date: Feb 9, 2012
|
| Central Coast Credit Union 2 Year CD Account |
0.55%
Date: Feb 10, 2012
|
| Coast-Tel Credit Union 2 Year CD Account |
0.30%
Date: Feb 15, 2012
|
| Santa Cruz County Employees Credit Union 2 Year CD Account |
0.25%
Date: Feb 22, 2012
|
| Bay Credit Union California 2 Year CD Account |
0.25%
Date: Feb 16, 2012
|
| Bay Credit Union California 2 Year CD Account |
0.30% to
0.25% Date: Feb 16, 2012
|

