Compare the Best Local Rates

Monterey Credit Unions with the Best Interest Rates Today

Monterey community banks tend to be a popular choice because of the competitive rates they offer, but credit unions in Monterey also offer some of the best rates, as well You can see a list of the credit unions in Monterey with the highest interest rates below, along with the average CU rates across various deposit accounts.

Today’s Average Interest Rates at Credit Unions in Monterey, CA

Below is a look at the current average rates for savings and CD accounts from Monterey credit unions only so you have a number to compare other rates against:

Average 6-Month CD Rate: 0.2% APY
Average 12-Month CD Rate: 0.37% APY
Average 24-Month CD Rate: 0.58% APY
Average Savings Rate: 0.08% APY

Credit Unions in Monterey with Top CD Rates

The following are the Monterey credit unions offering the highest 6, 12 and 24 month CD rates today.

6-Month CD

  • Commonwealth Central Credit Union: 0.25%
  • Santa Cruz County Employees Credit Union: 0.25%
  • Coast-Tel Credit Union: 0.2%

12-Month CD

  • Central Coast Credit Union: 0.6%
  • Commonwealth Central Credit Union: 0.4%
  • Santa Cruz County Employees Credit Union: 0.35%

24-Month CD

  • Central Coast Credit Union: 0.85%
  • Commonwealth Central Credit Union: 0.6%
  • Bay Credit Union California: 0.6%

Credit Unions in Monterey with the Highest Savings Rates

  • Central Coast Credit Union: 0.2%
  • Commonwealth Central Credit Union: 0.05%
  • Coast-Tel Credit Union: 0.05%

Please note that these rates are accurate as of July 29, 2011, but are subject to change at any time in the future. Before opening an account with any of the above financial institutions, contact them directly to verify rates first. For the most current rates information, you may also visit the Monterey Savings Rates and Monterey CD Rates pages.