Compare the Best Local Rates

Finding the Best 6-Month CD Rates in Monterey, CA: February 2011

How can you determine whether a CD rate is really a good one? It takes a bit of research, but Monterey Banking Rates exists to bring you all the information you need to find out.


To start, begin with the average rate for your location. Monterey Banking Rates compiles rates data from within a 50-mile radius of Monterey and the following is a breakdown of that information to help you locate the best rates near you.

Average Six Month CD Rate in Monterey



Right now, the highest 6-month CD in Monterey is currently 0.8% APY and the lowest is 0% APY. There are a total of 15 six month CDs currently available in the area. That brings the average to 0.33% APY.


The average in rate in Monterey can serve as a benchmark for comparing the rest of the local interest rates you find. Rates close to or over the average in your community are competitive offers.


If you’d like to see more CD rates from Monterey banks and credit unions for a term of six months, visit the Monterey 6-Month CD page.